Chapter 4: Chapter 4 The Value of a House is Determined by the Human Brain
Students who study finance generally have three career paths.
First, they can work as white-collar employees in securities companies, where the money comes quickly, and if done well, one can quickly accumulate a reputation within the circle. This is the path most people choose.
Second is to stay in academia to engage in education or research. This path is generally not accessible to everyone. The quotas for retaining positions at universities are limited each year. While the earnings can't be said to be a lot, mostly one earns a fixed salary, but there is ample free time to make extra money. For those in finance, trading stocks and the like is not a problem.
More importantly, the probability of losing your job in academia is extremely low, which makes it a secure and worry-free type of employment.
For graduates of all professions, staying in academia is the first choice for a stable remaining life.
The problem is, it's hard to stay.
Third, like the previous one, was once called the golden road. Today, however, it's somewhat different. That is to take the civil service exam for government agencies. Jobs that used to be as low risk as academia are now more demanding due to a different environment. Hence, given the choice, one would definitely opt for a university position over the civil service exam.
These three general paths are all jobs that align with a finance major. Other roles that are somehow related to finance can also be done by finance students.
For instance, in recent years, due to the development of the internet, group companies have been using the internet for financial innovation, generating many subsidiary industries related to finance. Some companies even regard their finance division as a significant strategic focus for group development. Therefore, if one enters such a company, being perceived as a high priority by senior management can mean a limitless future.
In general, students with a degree in finance have broad job prospects compared to other majors, which are not bad at all.
Against such a backdrop, graduates like Gu Nuan have more choices. Therefore, their first job must be carefully planned and considered. They need to think about making money and the long-term appreciation potential, and they definitely must not rush into things.
The person who sent Gu Nuan the recruitment message from Changda Group was her university classmate named Su Yixia.
Because of her unique circumstances, Gu Nuan didn't have many friends. It could be said that Su Yixia was one of her closer friends from university.
Su Yixia was now sending her this message in the hope that they would apply to the same company together.
Gu Nuan, however, hadn't made up her mind.
Wa Zicong's sudden betrayal had caught her off guard; at the very least, it would be more appropriate to go home and explain things to her parents before coming back to job hunt. Thinking of her parents back home, they were probably busy preparing items such as a washing machine and other dowry goods for her. Gu Nuan sighed deeply.
There are generally three ways to go home. Taking a plane required transfers. It was difficult to buy a train ticket. Most people, like Gu Nuan, who suddenly had to change their plans and rush back, could only choose the cheap and convenient long-distance bus.
A dozen hours on the road to the county town seems like a departure from the hustle and bustle of the big city, returning to an idyllic pastoral life. However, if you actually returned to the county town, you would be shocked to find that this is just wishful thinking.
More than ninety percent of the county towns across the country have been inevitably swept up in the sudden boom of the real estate industry eight years ago.
Tall residential buildings soaring into the clouds and rural villas claiming to be surrounded by green mountains and clear waters alike have laid siege to the county towns.
The Gu Family's home is located in the older part of the downtown area. Called a "small property rights house," it's because the landlord of their building sits on collective land. It used to be collective land not affiliated with urban land use.
What the current policy is, no one inquires and no one knows. The Gu Family doesn't want to know either. Anyway, real estate developers are not coveting their small building.
The old downtown area has fallen into decline. If developers wanted their land, they would have to compensate the original residents there. Developers wouldn't make a losing deal like that when they could simply acquire land on the outskirts and develop new areas, couldn't they?
With wide roads, convenient transportation, good air quality, they can develop their own ecologically friendly commercial properties and negotiate with the government to build schools.
Why stick to the old downtown area, as if it's a major city with no finance centers or office buildings?
From the situation of her own home, Gu Nuan knew that real estate was definitely more than just simply buying and selling houses.
Nowadays, even ordinary people know that houses aren't for living in, but for speculating. That's the online netizens' sarcasm. Needless to say, there's some truth to it.
Would the people who truly like their houses not get tired of living in the same place for years?
Houses, in the eyes of finance scholars, have always been an investment commodity, not a place to live.
In other words, when ordinary people use houses for living, the property's value is naturally not high. Economists with brains who use houses for investment naturally place much higher value on them.
Ultimately, the value of a house depends on human intelligence.
This world is a world ruled by intelligence. Those with intelligence can afford to buy houses, to live in the most comfortable homes everywhere. Those without, cling to their humble abodes, struggling with decades of mortgage payments and bemoaning their impotence. In truth, the value of housing really does have something to do with intelligence.
Who said that last sentence?
Gu Nuan thought for a long time and couldn't recall. As she was nearing the county town on the long-distance bus, she finally texted Su Yixia to ask.
"Who?" Su Yixia sent back an emoji with a mischievous face and a sinister smile with bared teeth, "Who else could it be? Isn't it that guy called a prodigal and rogue? Oh right, I heard his dad became the richest man, and now he's the son of the richest man."
Gu Nuan finally remembered.
This person is now massively popular online, arguably more famous than any celebrity.
Actually, the identity of the son of the richest man alone is enough to make a person widely known. But honestly, the son of the world's richest man isn't as famous as him. There's something intriguing about this situation.
"You might not have noticed the Weibo he just posted today," Su Yixia continued, "The latest comment under his Weibo has already exceeded ten thousand."
What did it say? Gu Nuan asked.
Su Yixia sent two laughing emojis: You, Gu Nuan, don't like gossip, but you're interested in his stuff?
Gu Nuan has never been one for gossip, and never had an interest in chasing celebrities. The only thing that could attract her has to do with her field of study.
In response to Su Yixia's question, Gu Nuan chose to remain mysteriously silent.
Fortunately, Su Yixia didn't press the issue, saying, "What else could it be? Just like always, speaking his mind? So thick-skinned! A sharp tongue! Every word he says could land him in trouble. But oddly enough—"